• Track your weight loss goals online
• Get a complete cardio and fitness program - with no gym fees
• Get a customized meal plan
• Get motivated by TV's toughest (and best) trainer - Jillian Michaels

Just like the HR Benefits Department at your old Big Company - we at YourVirtualBenefits.com have an additional focus. Our focus is on WELLNESS - Wellness for the long-term.

There is a health crisis going on in America right now - 65% of the population is overweight and 30% of the population is obese. These numbers have doubled over the last few decades and have risen 7-10 % in the last five years! We need to find long-term solutions to this major health risk.

At YourVirtualBenefits.com you will find discounts and information about WELLNESS products and services. The fact is we would like to help you save money on ‘sickness' care and invest in your WELLNESS. We will discuss ways to help you achieve these goals by looking at the following:

• High Deductible Medical plans and Healthcare Savings accounts.

• How to look safely stop taking maintenance drugs.
(The #1 reason why people are rejected or premiums are increased for your individual/family health insurance is the prescription medicine they take).

• How to change your lifestyle (diet and exercise) before it is too late.

• How to ask your Doctors to spend your money as if it was their money.

Why Should We Care About Wellness?

It's important to look at some of these alternatives - at YourVirtualBenefits.com we are concerned about the cost of healthcare - we in the United States spend about twice as much per person as other developed nations.

The main reason Americas spend 2 to 3 times what they should on healthcare is because Americans (and Australians and Britons) are 2 to 3 times more unhealthy than people in most other nations primarily because of poor DIET and LACK OF EXCERCISE.

There is a health crisis going on in America right now - 65% of the population is overweight and 30% of the population is obese. These numbers have doubled over the last few decades and have risen 7-10 % in the last five years! We need to find long-term solutions to this major health risk.

Today about 95% of the prescription drugs sold are maintenance drugs - drugs that treat the symptoms not the disease and that you are expected to take for the rest of your life.  And let's think about how healthcare is funded.  Healthcare is a pretax deduction for you and your employer, and the benefits received are not taxed.  So taxpayers are subsidizing 50% of the price of other people's drugs.  Most of these drugs are lifestyle drugs - non-narcotic and could be sold over-the-counter (non tax subsidized).  If you think about it that way, then you gotta realize that we are subsidizing people's erections (Viagra, Cialis).

If you were a CEO of a major pharmaceutical company - would you want to develop a one-time immunization to eliminate the disease - or would you like to develop a drug that is taken daily for the rest of the patient's life?

The top five drugs in the U.S. are listed below and some thoughts on how they could be eliminated:

Lipitor - prescribed to lower your cholesterol - every health professional out there will tell you another way to lower your cholesterol is to change your diet and exercise.  Take this for life and be allowed keep up your unhealthy behaviors.

Zocor - same as Lipitor

Nexium - designed to treat heartburn.  Heartburn is the body's natural reaction - it is a scream for help when you eat a bad diet - but this little purple pill helps people stop their body's natural alarm system so they can keep eating bad food.

Prevacid - functionally the same as Nexium.

Zoloft - for depression and anxiety - equivalent to Prozac and Paxil.  2-4% of those under 18 taking this will have suicidal thoughts - what??!!  You are taking an anti-depressant and it causes suicidal thoughts?  Once again - pop a pill that allows you to not deal with the underlying causes of the depression or anxiety. 

A person's maintenance prescription drug is the #1 reason people are denied or rated up for health insurance.