To cope with skyrocketing medical costs, more and more employers and individuals are choosing major medical insurance policies that have larger deductibles and co-pays. While these plans often make health insurance premiums more affordable, they also shift responsibility for a large portion of health care costs to the policy holder.
An accident insurance plan is perfect for people who would like to experience fewer out of pocket expenses and have greater peace of mind.
An Accident Health Insurance plan:
- Helps cover deductibles, co-pays and other expenses not covered by your primary major medical plan.
- Pays medical benefits regardless of other coverage you have (not available in all states).
- Rapidly reimburses you for a wide variety of covered medical expenses related to your accident.
- Provides a lump-sum payout if you are diagnosed with a heart attack, stroke or cancer (not available in all states - call for details).