Disability Facts

  • One-third of all people between the ages of 30 and 64 will become disabled sometime in their lives.
  • At age 32, the chance of being disabled for at least 90 days is 6.5 times greater than the chance of death.
  • Each year, one person in eight will suffer a disability. 75 percent of disabilities are caused by an illness rather than an accident.
  • In the first year following paraplegia, living expenses average $259,531 per person.
  • Only 17 percent of small businesses offer disability insurance coverage.
  • 82 percent of American workers have inadequate or no disability protection.

Short Term Disability Insurance

Stop and think. How long could you sustain your present lifestyle if your paycheck stopped? If you’re like most Americans, your answer is probably "six months or less."

Get Short Term Disability Insurance

So why haven't you secured paycheck protection?

Most Americans insure their homes and their vehicles, but forget to insure their paychecks. Yet, without a paycheck, homes, vehicles and other basic elements of living become unaffordable.

Likewise, many Americans remember to buy life insurance to provide for their loved ones in the event of death, but they forget to secure disability income coverage to provide for their loved ones in the event of disability. These are critical financial planning mistakes!

Short Term Disability

It is an insurance product designed to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation.

Every disability insurance policy from every insurance company is very different, this is not a product to simply shop for the most competitive rate.  We will help you find the most comprehensive plan, with the best insurance company, at the best rate, for your particular needs.


Short Term Disability Quote

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Rachel Romero - your benefits specialist

800-604-3035

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