Arizona and California's On-line Health Insurance Agency for Expert Advice over the Phone
We want to be your Virtual Benefits Department! You might have worked for a big company before. When you started employment at that big company a helpful, knowledgeable Benefits Department representative walked you through all the different employee benefits available. They helped explain your options and helped you choose the right combination for you and your family. But now you are on your own. . .
Health Insurance for Self Employed, Medicare eligible and those paying too much for family coverage
- Now you're On Your Own - Self Employed or with a Small Employer that doesn't offer coverage
- Burdened with Expensive Family Coverage with your Group Plan
- Retired or Over 65 and found that you need a Medicare Supplement plan to fill in the gaps of Medicare
Confusion - Too Many Options
To guide you through the maze of options - you want that same personal service and help navigating and understanding all the Medical, Dental, Life, Accident, Short Term Disability, Accident/Critical Illness and Long Term Disability products. You want that same type of service that you received from the Benefits Department at the Big Company.
You've tried different websites - you go to different portals that give you over fifty combinations of Health Plans, Dental options or Life insurance - and try to sort through which one is right for you. It is too confusing and complicated and you want help from a knowledgeable Benefits Specialist.
(Note - the new Healthcare Reform will mandate offering individual and family plans on Insurance Exchange websites in 2014 - similar to the ones out there right now - just without the pre-existing condition limitations and riders. Healthcare Reform will not reduce the options and confusion - so even in 2014 there will still be an urgent need for personal advice and help).
Health Insurance for Self-Employed - Your Benefits Department
A Solution for You - Your Virtual Benefits Department
At YourVirtualBenefits.com we provide the answer. We are an independent Health, Life and Accident Insurance broker - we have access to all the major well-rated plans available in your area. But most importantly - we can be the Virtual Benefits Department that can help you navigate you through the myriad of solutions that would be best for you and your family. You do not pay for this personal service. If you choose to sign up for a plan that is suggested - we are compensated directly by the companies you choose.